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FHA loans have lower down payments, and have relatively easier requirements than conventional fixed-rate mortgages. Down Payment Gifts for FHA Loans: The down payment for an FHA mortgage can be 100% gift funds. This is one of the key benefits to the FHA program.. lake placid, NY 453 Wesvalley Rd Lake Placid, NY 12946 Telephone: (518) 523-2775.
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FHA & VA Loans – Perfect for first time home buyers, members with low down payments or those with less than perfect credit. fha loan highlights include down payments as low as 3.5% on 1-4 unit owner occupied residences, with sellers able to contribute up to 6% toward closing costs and prepayables.
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